Development of Card Business and Provision of Access to Banking Services for Residents of the Territories

Authors

  • Erkin Khodjaev Professor, Samarkand Institute of Economics and Service, Uzbekistan
  • Parviz Usmonov Independent researcher, Samarkand Institute of Economics and Service, Uzbekistan

DOI:

https://doi.org/10.51699/ijbde.v1i4.467

Keywords:

banking services, integration, cashless payment, salary, Internet, interbank payments, bank client

Abstract

The article discusses the development of the card business. It is noted that in the development of the card business, an important role is played by the creation of the infrastructure necessary for carrying out appropriate operations for servicing bank cards, attention is also paid to the lack of development of the potential for using bank cards as a means of payment. Especially the network of enterprises accepting bank cards for payment is not sufficiently developed. Suggestions are given to avoid significant office costs, i.e. expenses for the maintenance of offices, for access to banking services for residents of territories remote from the locations of banking divisions. The article also notes the need for the implementation by the units of the National Bank of Foreign Economic Activity of the Republic of Uzbekistan in the Samarkand region, within the framework of the implementation project, technologies of non-cash payments of the population. Special emphasis is placed on improving the quality of customer service in order to attract customers. One of the areas of banking services provided should be round-the-clock services throughout the week, regardless of the location of the client.

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Published

2022-11-23

How to Cite

Khodjaev, E. ., & Usmonov, P. . (2022). Development of Card Business and Provision of Access to Banking Services for Residents of the Territories. International Journal of Business Diplomacy and Economy, 1(4), 68–72. https://doi.org/10.51699/ijbde.v1i4.467

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Section

Articles