Choice of Effective Directions for Use of Credit Resources

Abstract

The article deals with the problems of choosing effective directions for the use of credit resources of commercial banks. It is noted that in the conditions of innovative development of the economy, the difference in the technical level of individual industries can serve as the basis for the development of scientific, technical, production and economic relations of enterprises. Also formulated are practical approaches to the development of partnerships that can give positive results in increasing production efficiency by expanding the scope of application of progressive basic and reducing the time for mastering innovative technology, it is the latter, noted in the work, that can also serve as a criterion for determining, together with the services of unprofitable or low-profit enterprises , specific ways to improve the profitability of enterprises.