Yao Jinfang, Hisham Noori Hussain Al-Hashimy, Waleed Noori Hussein, and Haider Noori Hussain. “The Detrimental Impact of Cash-Only Economy: Iraq’s Lag in Embracing Electronic Payment Methods”. International Journal of Business Diplomacy and Economy, vol. 2, no. 11, Nov. 2023, pp. 37-44, doi:10.51699/ijbde.v2i11.2855.