Nabiyev Muzaffar Abdumalikovich and Khalimjonov is the son of Nurillo Abdurasul 2023. Theoretical Foundations of The Concept, Classification and Optimization of Commercial Banks’ Income and Expenses. International Journal of Biological Engineering and Agriculture. 2, 9 (Oct. 2023), 73–77. DOI:https://doi.org/10.51699/ijbea.v2i9.2601.